Uninsured and Underinsured Motorists

San Jose - Oakland - Uninsured Motorist Accident Claims

It's bad enough to be involved in an auto accident that isn't your fault. But finding out you've been hit by an uninsured driver or underinsured motorist can leave you wondering if the bad luck will ever stop. If you're the victim of an auto accident where the other driver had insufficient insurance to cover the full extent of your injuries and losses, contact an experienced California car insurance attorney at the Law Offices of Jack Bloxham.

When you file a claim under your uninsured motorist coverage, your insurance company "steps into the shoes" of the other driver that hit you and takes all of the legal positions and defenses of that driver. It is therefore essential to remember that your insurance company is not your friend and does NOT represent your interests.

In situations involving underinsured motorist coverage, it is usually necessary to settle for the other driver's policy limits before your own insurer will accept any responsibility for your claim. Before accepting any offer from the other driver's insurance company, obtain an attorney's advice to make sure that you are not sacrificing any rights under your own underinsured policy coverage. Call the Injury Law Center now at 1-800-300-8561 for free and friendly advice about your uninsured or underinsured motorist coverage.

Your insurance company will use all the available methods they have to reduce the money they pay out to you, or even avoid payment, just as the uninsured motorist would, even in a hit and run accident. Because of this, it's important to document in detail the circumstances of the accident. All of the information you collect can be used to strengthen your case in negotiating your settlement with the insurance company.

Take pictures of injuries, take pictures of the damage done to the vehicles, and write down as much as you can observe and remember about the accident. You should also go to a doctor as quickly as possible, both to ascertain the extent of your injuries, and to provide the treatment that will keep them from getting worse.

In addition, you should contact a knowledgeable lawyer before making your uninsured motorist accident claim. At the Injury Law Center, we have 20 years of experience with California auto insurance law, and in negotiating underinsured motorist claims with insurance companies. We represent clients throughout the San Francisco Bay region, and we know how to reach the best possible settlement for you.

Our clients can be actively involved in the handling of their case, so that they can get the very best uninsured motorist settlement possible. Contact the Injury Law Center today for a free consultation with an experienced car and uninsured motorist accident lawyer.